4931 Needle Fish Ln, St. James City, FL 33956
For Sale $129,900
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MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING! Live the laid-back Southwest Florida lifestyle in Pine Island Cove, one of St. James City’s popular 55+ waterfront boating communities on Pine Island. This furnished, land-owned manufactured home offers NO LOT RENT, low HOA fees, community boating access, and an easygoing island setting close to fishing, kayaking, waterfront dining, and everything Pine Island is known for. Pine Island Cove is designed for active Florida living. Residents enjoy a wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, swimming pool, pickleball, bocce, neighborhood events, and social activities. Spend your mornings on the water, afternoons by the pool, and evenings enjoying the relaxed Old Florida atmosphere of St. James City. The home welcomes you with a screened front porch, perfect for morning coffee or enjoying the island breeze. Inside, the kitchen opens to the dining area and spacious great room for comfortable everyday living and entertaining. A Florida room adds valuable bonus living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized, including a primary suite with a private en-suite bath. A separate utility room provides indoor laundry and extra storage for fishing gear, boating equipment, beach supplies, and more. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. The home is offered furnished, making it an easy option for a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the home offers additional space for grilling, relaxing, entertaining, or creating your own Florida outdoor living area. If you have been searching for a Pine Island Cove home for sale, St. James City 55+ community, land-owned manufactured home with no lot rent, furnished Florida retirement home, affordable Southwest Florida property, or boating community home near fishing and the Gulf, this is an opportunity worth seeing.
Smoke Detectors
Vaulted Ceiling(s)
Walk- In Closet(s)
Window Coverings
Barbecue
Boat Storage
Bocce Court
Clubhouse
Community Boat Ramp
Community Gulf Boat Access
Library
Pickleball
Shuffleboard Court
Pool
Community Room
Dog Park
Fitness Center
Storage
Taxes: $898.66
Tax Year: 2025
Association Fee: $1,920.00
Association Description: Mandatory
Boat Ramp
Open Porch/ Lanai
Screened Lanai/ Porch
Storage
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Self Cleaning Oven
Washer
Y
Building Description: Manufactured
Building Design: Manufacturedhouse
Community Type: Boating, Mobile/ Manufactured, Non- Gated
MLS Area: Pine Island Cove
Total Square Footage: 768
Total Floors: 1
Water: Central
Short Sale: No
Date Listed: 2026-07-16 00:00:00
Pool Description: Community
Furnished: Turnkey
Windows: Window Coverings
Parking: Covered, Driveway Paved, Golf Cart, R V- Boat, Attached Carport
Flooring: Carpet, Vinyl
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Other
Security: Smoke Detector(S)
Laundry: In Garage
Irrigation: None
55+ Community: Y
Pets: Limits
Restrictions: Deeded, No Motorcycles
Maintenance: Manager, Rec Facilities, Reserve, Sewer, Street Lights, Street Maintenance, Trash Removal
Rear Exposure: S
Lot Desc.: Regular
Amenities: Barbecue, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Community Gulf Boat Access, Library, Pickleball, Shuffleboard Court, Pool, Community Room, Dog Park, Fitness Center, Storage
Listing Courtesy Of: Kw Florida Living
alexis.c.hansen@gmail.com
MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING! Live the laid-back Southwest Florida lifestyle in Pine Island Cove, one of St. James City’s popular 55+ waterfront boating communities on Pine Island. This furnished, land-owned manufactured home offers NO LOT RENT, low HOA fees, community boating access, and an easygoing island setting close to fishing, kayaking, waterfront dining, and everything Pine Island is known for. Pine Island Cove is designed for active Florida living. Residents enjoy a wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, swimming pool, pickleball, bocce, neighborhood events, and social activities. Spend your mornings on the water, afternoons by the pool, and evenings enjoying the relaxed Old Florida atmosphere of St. James City. The home welcomes you with a screened front porch, perfect for morning coffee or enjoying the island breeze. Inside, the kitchen opens to the dining area and spacious great room for comfortable everyday living and entertaining. A Florida room adds valuable bonus living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized, including a primary suite with a private en-suite bath. A separate utility room provides indoor laundry and extra storage for fishing gear, boating equipment, beach supplies, and more. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. The home is offered furnished, making it an easy option for a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the home offers additional space for grilling, relaxing, entertaining, or creating your own Florida outdoor living area. If you have been searching for a Pine Island Cove home for sale, St. James City 55+ community, land-owned manufactured home with no lot rent, furnished Florida retirement home, affordable Southwest Florida property, or boating community home near fishing and the Gulf, this is an opportunity worth seeing.
Property Details
Price: $129,900
Sq Ft: 768
($169 per
sqft)
Bedrooms: 2
Bathrooms: 2
Unit On Floor: 1
City: St. James City
County: Lee
Development: Pine Island Cove
Acres: 0.0920
Virtual Tour/Floorplan: View
Year Built: 1989
Listing Number: 2026030375
Status Code: A-Active
Taxes: $898.66
Tax Year: 2025
Application Fee: $0.00
Garage:
Furnishings: Turnkey
Pets Allowed: Limits
Interior Features:
Smoke Detectors
Vaulted Ceiling(s)
Walk- In Closet(s)
Window Coverings
Amenities:
Barbecue
Boat Storage
Bocce Court
Clubhouse
Community Boat Ramp
Community Gulf Boat Access
Library
Pickleball
Shuffleboard Court
Pool
Community Room
Dog Park
Fitness Center
Storage
Financial Information:
Taxes: $898.66
Tax Year: 2025
Association Fee: $1,920.00
Association Description: Mandatory
Exterior Features:
Boat Ramp
Open Porch/ Lanai
Screened Lanai/ Porch
Storage
Equipment:
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Self Cleaning Oven
Washer
View:
Y
Additional Information:
Building Description: Manufactured
Building Design: Manufacturedhouse
Community Type: Boating, Mobile/ Manufactured, Non- Gated
MLS Area: Pine Island Cove
Total Square Footage: 768
Total Floors: 1
Water: Central
Short Sale: No
Date Listed: 2026-07-16 00:00:00
Pool Description: Community
Furnished: Turnkey
Windows: Window Coverings
Parking: Covered, Driveway Paved, Golf Cart, R V- Boat, Attached Carport
Flooring: Carpet, Vinyl
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Other
Security: Smoke Detector(S)
Laundry: In Garage
Irrigation: None
55+ Community: Y
Pets: Limits
Restrictions: Deeded, No Motorcycles
Maintenance: Manager, Rec Facilities, Reserve, Sewer, Street Lights, Street Maintenance, Trash Removal
Rear Exposure: S
Lot Desc.: Regular
Amenities: Barbecue, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Community Gulf Boat Access, Library, Pickleball, Shuffleboard Court, Pool, Community Room, Dog Park, Fitness Center, Storage
Map of 4931 Needle Fish Ln, St. James City, FL 33956
Listing Courtesy Of: Kw Florida Living
alexis.c.hansen@gmail.com